The Reserve Bank of India has released the list of Indian banks and their non-performing assets as of September 30, 2017, the latest period for which financial data is available.
The total non-peforming assets, or bad loans, has risen to 8.37 lakh cr — a burden of around 20,000 for each working person in the country.
Out of Rs 8.37 lakh cr, Rs 6.45 lakh cr is owed by ‘big corporate houses’, the RBI said, while the remaining is owed by smaller industries, farmers, students and others.
Also, out of the Rs 8.37 lakh cr, only 12.3% was owed to private banks with the remaining being owed to public sector banks.
This is despite the fact that private banks account for 31% of all the loans given out in India, indicating higher levels of delinquency and bad loans at government banks.
LIST OF BANKS BY NPAS
As expected, the country’s largest lender, State Bank of India, topped the list of banks with NPAs or non-performing loans.
SBI had bad loans of 1.86 lakh cr, or 22.23% of all bad loans in India.
It was followed by Punjab National Bank with 57,630 cr and IDBI Bank with Rs 51,368 cr. Bank of India, Bank of Baroda, ICICI Bank Ltd followed.
At the lower end was Nainital Bank, a public sector bank present in Uttarakhand, Uttar Pradesh and Rajasthan. It had NPAs of 177 cr, followed by the recent entrant to the space Bandhan Bank with 279 cr and DCB Bank with Rs 316 cr.
| SBI | 186115 | CorporationBank | 20685 | IDFCBank | 2002 |
| PunjabNationalBank | 57630 | SyndicateBank | 20177 | FederalBank | 1949 |
| IDBI | 51368 | Andhra | 19839 | SouthIndianBank | 1766 |
| BankofIndia | 49307 | BankofMaharashtra | 17239 | Karnataka | 1716 |
| BankofBaroda | 46307 | Dena | 13201 | IndusInd | 1345 |
| ICICIBankLtd. | 44237 | UnitedBank | 12893 | LakshmiVilas | 1278 |
| CanaraBank | 39164 | IndianBank | 9624 | TamilnadMercantileBank | 1033 |
| UnionBank | 38286 | HDFCBank | 7644 | CityUnionBank | 780 |
| IndianOverseasBank | 34709 | Punjab&SindBank | 6822 | CatholicSyrianBank | 621 |
| CentralBank | 31641 | VijayaBank | 6649 | RatnakarBank | 487 |
| OrientalBankof | 26432 | KashmirBank | 5983 | DhanlaxmiBank | 389 |
| UCO | 24435 | KotakMahindraBank | 3814 | DCBBank | 316 |
| AxisBank | 22136 | Yes | 2720 | BandhanBank | 279 |
| AllahabadBank | 21454 | KarurVysya | 2136 | NainitalBankLtd. | 177 |