IDBI reported a net profit of Rs 103 Crore for the quarter ended December 31, 2014 as against Rs 104 Crore for the quarter ended December 31, 2013.
Total business (deposits and advances) as of December 31, 2014 stood at Rs 4,30,502 Crore as against Rs 3,72,387 Crore as of December 31, 2013, registering a growth of 16%.
Deposits increased to Rs 2,33,199 Crore as at end December 2014 from Rs1,93,858 Crore as at end December 2013, reflecting a growth of 20%.
Advances also increased by 11% to Rs 1,97,303 Crore as at end December 2014 as compared to Rs 1,78,528 Crore as at end December 2013.
Aggregate assets as of December 31, 2014, stood at Rs 3,31,387 Crore as against Rs 2,92,255 Crore as of December 31, 2013, registering a growth of 13%.
The Bank’s capital adequacy ratio – a measure of how well capitalized the bank is in relation to its liabilities, stood at 12.23% (as per Basel III) as of December 31, 2014 without considering nine months profits.
| Particulars | Q3 | Q3 | 9 mths | 9 mths | FY |
| 2014-15 | 2013-14 | 2014-15 | 2013-14 | 2013-14 | |
| Total Income | 7936 | 7150 | 22779 | 21710 | 29576 |
| Interest income | 7159 | 6618 | 20742 | 19882 | 26597 |
| Non-Interest Income | 777 | 532 | 2037 | 1828 | 2979 |
| Total Expenses | 6822 | 5910 | 19540 | 17879 | 23895 |
| Interest expenses | 5728 | 5129 | 16654 | 15435 | 20576 |
| Operating expenses | 1094 | 781 | 2886 | 2444 | 3319 |
| Operating Profit | 1114 | 1240 | 3239 | 3831 | 5681 |
| Provisions (net) | 1011 | 1136 | 2912 | 3228 | 4560 |
| Net Profit | 103 | 104 | 327 | 603 | 1121 |